How Outsourced Paraplanning is Solving the "Advice Gap" for UK & Australian Firms
The Growing Challenge The financial advice landscape in 2026 is defined by a paradox: more people need professional financial guidance than ever before, yet the cost of providing that advice has skyrocketed. Between rising regulatory fees and the difficulty of finding qualified local staff, many firms are facing the “Advice Gap”—where they simply cannot afford to take on new clients. This is where outsourced paraplanning becomes a game-changer.
Technical Precision Meets Compliance
A Statement of Advice (SoA) is more than just a document; it is a legal safeguard. For Australian firms following ASIC guidelines or UK firms adhering to the FCA’s Consumer Duty, there is no room for error.
- Deep Research: Our offshore teams don’t just fill in templates. We conduct deep-dive research into pension transfers, ISA/Superannuation comparisons, and complex investment portfolios.
- The Power of Software: Efficiency is driven by mastery of tools like Xplan, Midwinter, and Intelligent Office. Our paraplanners are “power users” who can utilize WealthSolver and Risk Researcher to create accurate projections that stand up to audit.
The ROI of Delegation
When an Adviser spends 4–6 hours drafting a complex SoA, they are essentially doing “back-office” work at a “front-office” rate. By delegating this to a specialized team like Sargun Outsourcing, the Adviser reclaims that time.
Scenario: If an Adviser bills at $300/hour and saves 10 hours a week through outsourcing, that is $3,000 of reclaimed value every week.
Conclusion
The future of financial planning is a “Hybrid Model”—local experts managing relationships, supported by global experts managing the technical data. This model allows your firm to be more agile, more compliant, and ultimately, more profitable.